Friday, June 15, 2012

HBT: Hamilton in hospital with intestinal virus

Bad news for the Rangers: Josh Hamilton has been hospitalized with an intestinal virus. He?s going to remain in the hospital for the next 12 to 24 hours while receiving fluids. ?He?s not expected to be placed on the disabled list.

Leonys Martin recalled from Round Rock to take Hamilton?s place in the outfield.

Here?s hoping Hamilton doesn?t get sapped too much in the meantime and can make a speedy return.

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Monday, June 11, 2012

Relationships: 6 Ways Men and Women Communicate Differently ...

Men and women are different in many ways. They see the world through completely different perspectives. The key to understanding their differences is in the way that men and women communicate.

There are six important communication differences that you should be aware of, to help improve your communications with your partner and make them smoother and more effective.

Men and women desire to satisfy their partners, but they may miss the mark because it is truly difficult to understand and accept our partner?s different ways of communication.

Men and women need education on these differences to help their relationships, so they do not end up in a frustrated state of resentment and feel stuck.

?

Read more here

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Sunday, June 10, 2012

Undersea volcano gave off signals before eruption in 2011

Undersea volcano gave off signals before eruption in 2011 [ Back to EurekAlert! ] Public release date: 10-Jun-2012
[ | E-mail | Share Share ]

Contact: Bill Chadwick
541-867-0179
Oregon State University

NEWPORT, Ore. A team of scientists that last year created waves by correctly forecasting the 2011 eruption of Axial Seamount years in advance now says that the undersea volcano located some 250 miles off the Oregon coast gave off clear signals hours before its impending eruption.

The researchers' documentation of inflation of the undersea volcano from gradual magma intrusion over a period of years led to the long-term eruption forecast. But new analyses using data from underwater hydrophones also show an abrupt spike in seismic energy about 2.6 hours before the eruption started, which the scientists say could lead to short-term forecasting of undersea volcanoes in the future.

They also say that Axial could erupt again as soon as 2018 based on the cyclic pattern of ground deformation measurements from bottom pressure recorders.

Results of the research, which was funded by the National Science Foundation, the National Oceanic and Atmospheric Administration, and the Monterey Bay Aquarium Research Institute (MBARI), are being published this week in three separate articles in the journal Nature Geoscience.

Bill Chadwick, an Oregon State University geologist and lead author on one of the papers, said the link between seismicity, seafloor deformation and the intrusion of magma has never been demonstrated at a submarine volcano, and the multiple methods of observation provide fascinating new insights.

"Axial Seamount is unique in that it is one of the few places in the world where a long-term monitoring record exists at an undersea volcano and we can now make sense of its patterns," said Chadwick, who works out of Oregon State's Hatfield Marine Science Center in Newport, Ore. "We've been studying the site for years and the uplift of the seafloor has been gradual and steady beginning in about 2000, two years after it last erupted.

"But the rate of inflation from magma went from gradual to rapid about 4-5 months before the eruption," added Chadwick. "It expanded at roughly triple the rate, giving a clue that the next eruption was coming."

Bob Dziak, an Oregon State University marine geologist, had previously deployed hydrophones on Axial that monitor sound waves for seismic activity. During a four-year period prior to the 2011 eruption, there was a gradual buildup in the number of small earthquakes (roughly magnitude 2.0), but little increase in the overall "seismic energy" resulting from those earthquakes.

That began to change a few hours before the April 6, 2011, eruption, said Dziak, who also is lead author on one of the Nature Geoscience articles.

"The hydrophones picked up the signal of literally thousands of small earthquakes within a few minutes, which we traced to magma rising from within the volcano and breaking through the crust," Dziak said. "As the magma ascends, it forces its way through cracks and creates a burst of earthquake activity that intensifies as it gets closer to the surface.

"Using seismic analysis, we were able to clearly see how the magma ascends within the volcano about two hours before the eruption," Dziak said. "Whether the seismic energy signal preceding the eruption is unique to Axial or may be replicated at other volcanoes isn't yet clear but it gives scientists an excellent base from which to begin."

The researchers also used a one-of-a-kind robotic submersible to bounce sound waves off the seafloor from an altitude of 50 meters, mapping the topography of Axial Seamount both before and after the 2011 eruption at a one-meter horizontal resolution. These before-and-after surveys allowed geologists to clearly distinguish the 2011 lava flows from the many previous flows in the area.

MBARI researchers used three kinds of sonar to map the seafloor around Axial, and the detailed images show lava flows as thin as eight inches, and as thick as 450 feet.

"These autonomous underwater vehicle-generated maps allowed us, for the first time, to comprehensively map the thickness and extent of lava flows from a deep-ocean submarine in high resolution," said David Caress, an MBARI engineer and lead author on one of the Nature Geoscience articles. "These new observations allow us to unambiguously differentiate between old and new lava flows, locate fissures from which these flows emerged, and identify fine-scale features formed as the lava flowed and cooled."

The researchers also used shipboard sonar data to map a second, thicker lava flow about 30 kilometers south of the main flow also a likely result of the 2011 eruption.

Knowing the events leading up to the eruption and the extent of the lava flows is important because over the next few years researchers will be installing many new instruments and underwater cables around Axial Seamount as part of the Ocean Observatories Initiative. These new instruments will greatly increase scientists' ability to monitor the ocean and seafloor off of the Pacific Northwest.

"Now that we know some of the long-term and short-term signals that precede eruptions at Axial, we can monitor the seamount for accelerated seismicity and inflation," said OSU's Dziak. "The entire suite of instruments will be deployed as part of the Ocean Observatories Initiative in the next few years including new sensors, samplers and cameras and next time they will be able to catch the volcano in the act."

The scientists also observed and documented newly formed hydrothermal vents with associated biological activity, Chadwick said.

"We saw snowblower vents that were spewing out nutrients so fast that the microbes were going crazy," he pointed out. "Combining these biological observations with our knowledge of the ground deformation, seismicity and lava distribution from the 2011 eruption will further help us connect underwater volcanic activity with the life it supports."

Scientists from Columbia University, the University of Washington, North Carolina State University, and the University of California at Santa Cruz also participated in the project and were co-authors on the Nature Geoscience articles.

###

Note to Journalists: This story can be complemented with several images, video clips and sound bites from the eruption and its aftermath. Details, including caption and credit information, are available at these links:


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Undersea volcano gave off signals before eruption in 2011 [ Back to EurekAlert! ] Public release date: 10-Jun-2012
[ | E-mail | Share Share ]

Contact: Bill Chadwick
541-867-0179
Oregon State University

NEWPORT, Ore. A team of scientists that last year created waves by correctly forecasting the 2011 eruption of Axial Seamount years in advance now says that the undersea volcano located some 250 miles off the Oregon coast gave off clear signals hours before its impending eruption.

The researchers' documentation of inflation of the undersea volcano from gradual magma intrusion over a period of years led to the long-term eruption forecast. But new analyses using data from underwater hydrophones also show an abrupt spike in seismic energy about 2.6 hours before the eruption started, which the scientists say could lead to short-term forecasting of undersea volcanoes in the future.

They also say that Axial could erupt again as soon as 2018 based on the cyclic pattern of ground deformation measurements from bottom pressure recorders.

Results of the research, which was funded by the National Science Foundation, the National Oceanic and Atmospheric Administration, and the Monterey Bay Aquarium Research Institute (MBARI), are being published this week in three separate articles in the journal Nature Geoscience.

Bill Chadwick, an Oregon State University geologist and lead author on one of the papers, said the link between seismicity, seafloor deformation and the intrusion of magma has never been demonstrated at a submarine volcano, and the multiple methods of observation provide fascinating new insights.

"Axial Seamount is unique in that it is one of the few places in the world where a long-term monitoring record exists at an undersea volcano and we can now make sense of its patterns," said Chadwick, who works out of Oregon State's Hatfield Marine Science Center in Newport, Ore. "We've been studying the site for years and the uplift of the seafloor has been gradual and steady beginning in about 2000, two years after it last erupted.

"But the rate of inflation from magma went from gradual to rapid about 4-5 months before the eruption," added Chadwick. "It expanded at roughly triple the rate, giving a clue that the next eruption was coming."

Bob Dziak, an Oregon State University marine geologist, had previously deployed hydrophones on Axial that monitor sound waves for seismic activity. During a four-year period prior to the 2011 eruption, there was a gradual buildup in the number of small earthquakes (roughly magnitude 2.0), but little increase in the overall "seismic energy" resulting from those earthquakes.

That began to change a few hours before the April 6, 2011, eruption, said Dziak, who also is lead author on one of the Nature Geoscience articles.

"The hydrophones picked up the signal of literally thousands of small earthquakes within a few minutes, which we traced to magma rising from within the volcano and breaking through the crust," Dziak said. "As the magma ascends, it forces its way through cracks and creates a burst of earthquake activity that intensifies as it gets closer to the surface.

"Using seismic analysis, we were able to clearly see how the magma ascends within the volcano about two hours before the eruption," Dziak said. "Whether the seismic energy signal preceding the eruption is unique to Axial or may be replicated at other volcanoes isn't yet clear but it gives scientists an excellent base from which to begin."

The researchers also used a one-of-a-kind robotic submersible to bounce sound waves off the seafloor from an altitude of 50 meters, mapping the topography of Axial Seamount both before and after the 2011 eruption at a one-meter horizontal resolution. These before-and-after surveys allowed geologists to clearly distinguish the 2011 lava flows from the many previous flows in the area.

MBARI researchers used three kinds of sonar to map the seafloor around Axial, and the detailed images show lava flows as thin as eight inches, and as thick as 450 feet.

"These autonomous underwater vehicle-generated maps allowed us, for the first time, to comprehensively map the thickness and extent of lava flows from a deep-ocean submarine in high resolution," said David Caress, an MBARI engineer and lead author on one of the Nature Geoscience articles. "These new observations allow us to unambiguously differentiate between old and new lava flows, locate fissures from which these flows emerged, and identify fine-scale features formed as the lava flowed and cooled."

The researchers also used shipboard sonar data to map a second, thicker lava flow about 30 kilometers south of the main flow also a likely result of the 2011 eruption.

Knowing the events leading up to the eruption and the extent of the lava flows is important because over the next few years researchers will be installing many new instruments and underwater cables around Axial Seamount as part of the Ocean Observatories Initiative. These new instruments will greatly increase scientists' ability to monitor the ocean and seafloor off of the Pacific Northwest.

"Now that we know some of the long-term and short-term signals that precede eruptions at Axial, we can monitor the seamount for accelerated seismicity and inflation," said OSU's Dziak. "The entire suite of instruments will be deployed as part of the Ocean Observatories Initiative in the next few years including new sensors, samplers and cameras and next time they will be able to catch the volcano in the act."

The scientists also observed and documented newly formed hydrothermal vents with associated biological activity, Chadwick said.

"We saw snowblower vents that were spewing out nutrients so fast that the microbes were going crazy," he pointed out. "Combining these biological observations with our knowledge of the ground deformation, seismicity and lava distribution from the 2011 eruption will further help us connect underwater volcanic activity with the life it supports."

Scientists from Columbia University, the University of Washington, North Carolina State University, and the University of California at Santa Cruz also participated in the project and were co-authors on the Nature Geoscience articles.

###

Note to Journalists: This story can be complemented with several images, video clips and sound bites from the eruption and its aftermath. Details, including caption and credit information, are available at these links:


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


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Saturday, June 9, 2012

UPDATE: Judge expected to rule for training center families | WSLS 10

RICHMOND, Va. (AP) - A federal judge plans to approve a settlement between Virginia and the federal government that would shift the care of people with intellectual disabilities to community-based services.

But the judge wants the agreement to include changes to protect the rights of hundreds of profoundly disabled Virginians who live in state-run facilities.

U.S. District Judge John Gibney said Friday that he plans to include some specific changes to the agreement, then issue a consent decree after the modifications are made. They include making the state accountable to the court for upholding its provisions.

Gibney said he still has concerns that some language in the agreement is too vague and unenforceable.

The $2 billion settlement agreement stems from a lawsuit the Justice Department filed against Virginia over what it called systemic violations of the Americans With Disabilities Act.

It will create nearly 4,200 waivers over 10 years for people with intellectual disabilities who are on waiting lists for special services. Under such waivers, people with intellectual or developmental disabilities give up their right to state institutional care in exchange for services. It also calls for the closure of four of the five state-run training centers for Virginians with profound intellectual and developmental disabilities.

Gibney's decision followed more than six hours of witness testimony and attorneys' arguments for and against the settlement and about the current state of community-based services in a packed courtroom.

A group representing profoundly disabled and medically fragile training-center residents opposed the original deal, saying that it would lead to the centers' shutdown and would deprive their loved ones of what they regard as appropriate care under federal disability law - and, in some cases, put them at risk for death.

Attorneys for Virginia and the Justice Department asked Gibney to approve the settlement, saying that it would benefit thousands of Virginians awaiting services and that it includes appropriate safeguards.

The family group's attorney, Thomas B. York, said after the hearing that he was glad that Gibney is making a point to include "pretty important language" in the modified agreement that addresses concerns the parents raised when they challenged the settlement regarding their loved ones being forced out of what works for them. "If the language is strong enough and protects our parents, we'll be pleased," York said.

A key element that Gibney wants spelled out in the agreement is the provision that residents of training centers can insist on remaining in state-run facilities, though they cannot choose specific sites. Another provision is one that states that Virginia officials cannot remove residents from their facilities without their consent or that of their parents or authorized representatives.

Gibney also wants included in the settlement a requirement that the state report deaths and serious injuries of former training center residents who leave state-run centers for group homes or other facilities.

In making his determination to approve the settlement, Gibney found that it was lawful, fair, consistent with public policy and showed no collusion between the state and Justice Department. Virginia has made an ideological or political decision to shut down the training centers and is using the settlement as a vehicle to do so, Gibney said.

Under the agreement, Southside Virginia Training Center in Petersburg would close by June 30, 2014; Northern Virginia Training Center in Fairfax by June 30, 2015; Southwestern Virginia Training Center in Hillsville by June 30, 2018, and Central Virginia Training Center in Lynchburg - the state's largest with 400 residents - by June 30, 2020.

A coalition of advocacy groups has voiced support for the settlement, saying that it would address the backlog of Virginians with intellectual or developmental disabilities awaiting services.

Currently, 983 Virginians live in state training centers, down from about 5,800 in the mid-1970s. The shift toward community-based services is part of a nationwide trend and comes after federal special-education law provided assistance to families so their children could remain at home rather than be institutionalized. Virginia enacted its community-based waiver program in 1990. James Stewart III, commissioner of Virginia Department of Behavioral Health and

Developmental Services, said more than 6,300 Virginians with intellectual and developmental disabilities are on the waiting list for Medicaid waiver slots, and 3,000 of them are on what's considered an urgent waiting list, based on their medical needs.

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REBOOTizer Spokesperson Chazz Weaver to ... - Health and Fitness


Celebrated fitness trainer and author Chazz Weaver is slated to speak at the convention for health and fitness professionals, July 5-8th, 2012 in San Diego.

Wilton, CT (PRWEB) June 08, 2012

Celebrated fitness trainer and author Chazz Weaver is slated to speak at the upcoming 2012 IDEA World Fitness Convention, held in San Diego, California July 5-8th, 2012. Weaver?s presentation, on ?Youthfulness from the Inside Out?, is slated to be delivered on Saturday, July 7 from 12:25-12:55p.m. at the BE: FUELED stage.

At the age of 57, Weaver has made national and international appearances to talk health and fitness and has appeared on ABC?s 20/20, Fox Network, and countless local television and radio stations around the world. Galvanized by the deceptions of the health industry, author Chazz Weaver not only tells you the truth about wellness in his book, The OC Diet Revolution, but he also lives it. His IDEA World Fitness Convention lecture to health and fitness enthusiasts aims to address the following message:

?Slow down the aging process from the inside out; how? By neutralizing free radicals which can damage cells and contribute to aging and disease. Help your clients feel their best at any age, by taking better care of themselves and finding effective ways to combat free radicals. We invite you to spend a few moments with us and discover how addressing free radicals positively impacts aging, performance, recovery, and cell health.?

As a spokesperson for REBOOTizer, a revolutionary, all-natural antioxidant/detox supplement, Weaver now conducts health and fitness seminars on the fundamentals of wellness to help ordinary people achieve their fitness and healthy lifestyle goals. He said, ?One of the reasons I continue to pursue my academic research is to provide the resources to consumers looking to take charge of their health and wellness. I look forward to sharing some of my latest undertakings on how to combat free radicals and deliver Oxidative Stress Relief with an enthusiastic audience looking to learn more while participating with REBOOTizer at the IDEA World Fitness Convention.?

REBOOTizer will make its first appearance with Weaver at the IDEA World Fitness Convention as an exhibitor of the four-day conference. Corporate leadership and sampling personnel will both be on hand to sample consumers and distribute free samples of the revolutionary antioxidant product. The convention is one of many events in Southern California where REBOOTizer will have an off-site presence through the rest of 2012 to support growing distribution in California Whole Foods Market locations and other retailers to soon be announced.

REBOOTizer?s unique squeeze-activated MixSystemTM pouch provides maximum potency and rapid absorption of ingredients to athletes looking for immediate performance and recovery benefits. Consumers simply squeeze, shake and drink when ready to reboot. By delivering a powerful boost of potent fruit and plant extracts to the body before or after exercise, athletes are helping to fight and rid themselves of excess free radicals and toxins in the body at their peak occurrences.

REBOOTizer is available nationally for direct purchase online (http://www.rebootizerusa.com) and at Whole Foods Markets in California, Nevada, Arizona and Hawaii, and at Mother?s Market Kitchen locations in Orange County, CA, among other retailers and distribution networks to be announced throughout the year.

# # #

About REBOOTizer: REBOOTizer is a dietary supplement designed to combat oxidative stress by neutralizing damaging free radicals and assisting the body?s natural detox functions. Developed by leading bio-chemist Anne Sophie Bongain for the Alpenrose Clinic in Switzerland, REBOOTizer?s remarkable supplement system is designed to neutralize toxins and free radicals into ?inert molecules?, boost metabolic efficiency and assist the liver to ?detox? naturally. REBOOTizer is imported by Global Entry, LLC in Wilton, CT.

?Feel Better Today, Live Better Tomorrow?.

Laura Fasy
Brand Action Team
860.676.7900
Email Information


Article source: http://news.yahoo.com/rebootizer-spokesperson-chazz-weaver-address-fitness-audience-2012-100232677.html

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Friday, June 8, 2012

CORRECTED-Golf-U.S. PGA Tour St Jude Classic scores

Fri Jun 8, 2012 3:12am BST

 (Corrects Troy Kelly score)	
 June 8 (Infostrada Sports) - Scores from the U.S. PGA Tour's St Jude Classic in Memphis, Tennessee on Thursday (par-70):   66  Jeff Maggert (U.S.)          66	
 John Merrick (U.S.)          66  67  Arjun Atwal (India)          67	
 Jeff Overton (U.S.)          67	
 J.J. Henry (U.S.)            67	
 Noh Seung-Yul (South Korea)  67  68  Robert Allenby (Australia)   68	
 Rory McIlroy (Britain)       68	
 Padraig Harrington (Ireland) 68	
 Chad Campbell (U.S.)         68	
 Ken Duke (U.S.)              68	
 Davis Love III (U.S.)        68	
 Yang Yong-Eun (South Korea)  68	
 John Daly (U.S.)             68	
 Lee Janzen (U.S.)            68	
 J.J. Killeen (U.S.)          68	
 Troy Kelly (U.S.)            68  69  Kevin Stadler (U.S.)         69	
 Bryce Molder (U.S.)          69	
 Fredrik Jacobson (Sweden)    69	
 Tim Clark (South Africa)     69	
 Kevin Kisner (U.S.)          69	
 Luke Guthrie (U.S.)          69	
 Skip Kendall (U.S.)          69	
 Charles Howell III (U.S.)    69	
 Paul Stankowski (U.S.)       69	
 Danny Lee (New Zealand)      69  70  Chris Riley (U.S.)           70	
 Dustin Johnson (U.S.)        70	
 Gavin Coles (Australia)      70	
 Troy Matteson (U.S.)         70	
 Steve Flesch (U.S.)          70	
 Boo Weekley (U.S.)           70	
 Joe Ogilvie (U.S.)           70	
 Mathew Goggin (Australia)    70	
 Nick O'Hern (Australia)      70	
 Sean O'Hair (U.S.)           70	
 Jason Bohn (U.S.)            70	
 J.B. Holmes (U.S.)           70	
 Tim Petrovic (U.S.)          70	
 Chris Couch (U.S.)           70	
 Omar Uresti (U.S.)           70	
 Kyle Thompson (U.S.)         70	
 Gary Christian (Britain)     70	
 Zack Miller (U.S.)           70  71  Duffy Waldorf (U.S.)         71	
 Brendon De Jonge (Zimbabwe)  71	
 Roland Thatcher (U.S.)       71	
 Shaun Micheel (U.S.)         71	
 Brett Wetterich (U.S.)       71	
 Shane Bertsch (U.S.)         71	
 Spencer Levin (U.S.)         71	
 Patrick Sheehan (U.S.)       71	
 Kang Sung-Hoon (South Korea) 71	
 William McGirt (U.S.)        71	
 Dustin Morris (U.S.)         71	
 Nathan Green (Australia)     71	
 Kyle Stanley (U.S.)          71	
 Bill Lunde (U.S.)            71	
 Kelly Kraft (U.S.)           71	
 Edward Loar (U.S.)           71	
 Steve Wheatcroft (U.S.)      71	
 Matt McQuillan (Canada)      71  72  Joe Durant (U.S.)            72	
 Robert Gamez (U.S.)          72	
 Tommy Gainey (U.S.)          72	
 Hunter Haas (U.S.)           72	
 Robert Karlsson (Sweden)     72	
 Marco Dawson (U.S.)          72	
 George McNeill (U.S.)        72	
 Martin Laird (Britain)       72	
 Heath Slocum (U.S.)          72	
 Cameron Beckman (U.S.)       72	
 Stuart Appleby (Australia)   72	
 Neal Lancaster (U.S.)        72	
 Craig Barlow (U.S.)          72	
 Billy Horschel (U.S.)        72	
 Ryo Ishikawa (Japan)         72	
 John Peterson (U.S.)         72	
 Kyle Reifers (U.S.)          72	
 Daniel Chopra (Sweden)       72	
 David Hearn (Canada)         72	
 Woody Austin (U.S.)          72	
 Bart Bryant (U.S.)           72	
 Brian Gay (U.S.)             72	
 Henrik Stenson (Sweden)      72	
 Jhonattan Vegas (Venezuela)  72	
 Greg Owen (Britain)          72	
 Kent Jones (U.S.)            72	
 Bob Estes (U.S.)             72	
 Martin Flores (U.S.)         72	
 Miguel Carballo (Argentina)  72	
 Will Claxton (U.S.)          72	
 Alexandre Rocha (Brazil)     72  73  Matt Jones (Australia)       73	
 Scott Stallings (U.S.)       73	
 John Rollins (U.S.)          73	
 Frank Lickliter II (U.S.)    73	
 Billy Hurley III (U.S.)      73	
 Ted Potter Jr. (U.S.)        73	
 Tim Herron (U.S.)            73	
 Zach Johnson (U.S.)          73	
 Stephen Ames (Canada)        73	
 Rich Beem (U.S.)             73	
 Josh Teater (U.S.)           73	
 Mark Anderson (U.S.)         73	
 Austin Gutgsell (U.S.)       73	
 Roberto Castro (U.S.)        73  74  Justin Leonard (U.S.)        74	
 Derek Lamely (U.S.)          74	
 Scott Verplank (U.S.)        74	
 Vaughn Taylor (U.S.)         74	
 D.J. Trahan (U.S.)           74	
 Scott Brown (U.S.)           74	
 Steven Bowditch (Australia)  74	
 Jamie Lovemark (U.S.)        74	
 Jason Kokrak (U.S.)          74	
 Garrett Willis (U.S.)        74	
 David Toms (U.S.)            74	
 Robert Garrigus (U.S.)       74	
 Camilo Villegas (Colombia)   74	
 Ryan Palmer (U.S.)           74	
 Chris DiMarco (U.S.)         74	
 Richard Lee (U.S.)           74	
 Audie Johnson (U.S.)         74  75  Ted Purdy (U.S.)             75	
 Will MacKenzie (U.S.)        75	
 Graeme McDowell (Britain)    75	
 Jimmy Walker (U.S.)          75	
 Scott Dunlap (U.S.)          75	
 Cody Proveaux (U.S.)         75	
 Dicky Pride (U.S.)           75	
 David Duval (U.S.)           75	
 Ryuji Imada (Japan)          75	
 Marc Turnesa (U.S.)          75	
 Joey Snyder III (U.S.)       75  76  Peter Lonard (Australia)     76	
 Robert Damron (U.S.)         76	
 Hank Kuehne (U.S.)           76	
 Brian Harman (U.S.)          76	
 Fran Quinn (U.S.)            76  77  Todd Hamilton (U.S.)         77	
 Brendon Todd (U.S.)          77	
 Stephen Gangluff (U.S.)      77	
 Jason Gore (U.S.)            77	
 Tommy Biershenk (U.S.)       77  78  Chris Kirk (U.S.)            78	
 Bobby Gates (U.S.)           78	
 Kris Blanks (U.S.)           78	
 Russell Knox (Britain)       78	
 Patrick Reed (U.S.)          78	
 Charlie Beljan (U.S.)        78	
 Jonathan Fly (U.S.)          78  80  Harrison Frazar (U.S.)       80	
 Matt Bettencourt (U.S.)      80  WDW Garth Mulroy (South Africa)         	

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Finance Your Restaurant Business enterprise With An individual Else's

Should you be within the restaurant business enterprise, you definitely will not will need me to tell you how challenging it may be financially.

Even though you are constructing up the reputation of the establishment, dollars is often tight and one particular poor night can mean an unprofitable week. As for money flow ? nicely, the cash definitely flows, does not it You just wish that far more of it was flowing in than out. And what about these slow periods What do you do if they last longer than you anticipated How do you get the funds you?ll need to acquire your restaurant organization over that hump.

OK, I am painting an unfavorable picture right here, but funding might be a problem for even by far the most successful restaurant, especially if you wish to expand rapidly. The query remains: what exactly is the most beneficial approach to get financing for the restaurant

LOANS

A loan may well be an obvious way to raise finance for your restaurant business enterprise, but have a look at it from the point of view on the lender.

The 2004 Restaurant Market Operations Report published by Deloitte & Touche LLP indicates that average pre-tax profit margins range from 4-7%. This means that, from the lender?s point of view, even a profitable restaurant is a big risk. The bigger the risk, the bigger the interest payments ? that is, in the event you even get approved for a loan at all. High interest rates, of course, can bring their own problems, particularly for a very low margin business enterprise such as the restaurant trade.

Lenders will, admittedly, appear a lot more favorably on you for those who also own your premises. However, you need to be aware that funding your company using real estate as collateral means that it may be the potential resale value of your property that lenders are looking at. The purpose of the property itself may perhaps actually reduce its resale value as there would be a smaller pool of potential purchasers. Thus, many lenders set very high minimum loan amounts, which may possibly not be suitable for your particular circumstances.

In case you do decide to go the loan route, then speaking to a specialist lender with expertise within the restaurant industry is essential.

ACCOUNTS RECEIVABLE FACTORING

Factoring is a form of commercial finance where a small business can accelerate its cashflow by selling its accounts receivable at a discount. This means that the business does not have to wait for outstanding invoices to be paid in order to receive the money necessary to finance the enterprise moving forward.

For many service based firms, accounts receivable factoring is an extremely good way of quickly accessing cash. However, restaurants rarely have much enterprise of this kind.

What they do have, however, is a high volume of credit card transactions. By leveraging these, budding restauranters can ? literally ? fund their restaurants with other people?s credit cards.

CREDIT CARD CARD FACTORING

Essentially, restaurants can sell their future credit card transactions and receive an advance on that cash ? usually up to around $120,000. The dollars can be used for any purpose ? from expanding premises to buying new equipment or whatever you want. This isn?t a loan, so there is no personal guarantee needed. It?s simply an advance against future credit card settlements.

The company purchasing takes a small, fixed percentage of future credit card transactions until the advance is repaid.

The advance money can usually be made available within 14 days, so ? for the restaurant enterprise that is in need to have of a quick injection of funds ? this is a good option. Of course, there are restrictions on who can apply. Generally speaking, a restaurant would have to be running for more than 1 year, take over $5,000 per month in Visa/Mastercard transactions and have far more than 1 year left on their lease to qualify.

For the restaurant that has been in existence a lot more than a single year, this represents the best method of further growing your business enterprise at minimum professional or personal risk.

COMPANIES PROVIDING RESTAURANT FINANCING

There are a number of companies out there offering financing of this kind to restaurants. The main points to watch out for when selecting such a company are as follows :

i) Application Fee ? Companies charging an application fee really should be avoided. To be honest, there isn?t much paperwork involved in this process, so an application fee is unnecessary.

ii) Closing Costs ? Again, companies charging ?closing costs? are finest avoided. There are enough companies out there competing for your organization.

For the young or established restaurant small business, credit card factoring would be the most effective way of finding the funds you need to expand your enterprise. So, fund your restaurant using somebody else?s credit card !

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